Mortgage and Pre Approval Restrictions 
JulieCochraneMortgages.com is a 100% Canadian owned company that has developed a proprietary, secure,
no cost, mortgage application process that is available 24 hours per day, 7 days per week and offers you,
our client, the potential of an "Instant Mortgage Approval"or "Instant Pre-Approval" .
Although not all applications receive "Instant Mortgage Approval" or "Instant Pre-Approvals", it should in no way be taken as a
decline of your mortgage application.
In cases where an "Instant Mortgage Approval" or "Instant Pre-Approval" is not available, a member of the JulieCochraneMortgages.com Mortgage
Approval Team will personally review the application and call within 24 hours to discuss various mortgage options.
JulieCochraneMortgages.com "Instant Mortgage Approvals" and "Instant Pre-Approvals" are subject to the following restrictions:
- Information provided within the online application is true and correct.
- Credit information must fall within the JulieCochraneMortgages.com pre-determined range.
- For "Instant Mortgage Approval" applications having a loan to value ratio that exceeds 75%, instant approvals are subject to CMHC (Canada Mortgage and Housing) or Genworth approval.
- "Instant Mortgage Approval" is not available for secondary mortgage financing applications which are referred to a JulieCochraneMortgages.com Mortgage Specialists.
JulieCochraneMortgages.com is in the business of getting to YES! and to that end, our team of Mortgage Approval Specialists will work hard to get you a mortgage approval.
JulieCochraneMortgages.com uses only the highest level of security to ensure your privacy.